Empowering Malaysian Communities for Over Four Decades

grow your money

Areas

AGRO-BUSINESS

COOPERATIVE MEMBERS

FINANCING SERVICES

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16K+

Customers
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Agriculture and Livestock
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Trading & Retail
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Homestay (Inapdesa)
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Ar-Rahnu (Islamic pawn broking)
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Tour & Travel
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16,000+

active
Members

Shariah Compliant

100%

STATES COVERAGE

14

Forty-Eight

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Years of
experience

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WHY KMJ?

KMJ Empowering Communities Since 1977.

  • Established Legacy: Over 40 years of cooperative experience serving thousands of Malaysians.
  • Growing Membership: Strong community presence with continuous membership campaigns nationwide.
  • Diverse Business Ventures: Credit activities alongside tour & travel, agriculture, livestock, property development, trading, retailing, homestay, and Ar-Rahnu services.
  • Transparency and Trust: Registered and regulated by Suruhanjaya Koperasi Malaysia (SKM), ensuring compliance and integrity.

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We Prioritize

Our Commitment to Supporting Members

KMJ is dedicated to providing tailored financial services and diverse business opportunities. We foster a cooperative environment built on support and sustainable growth.

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Prioritise

16K

Customers

14

States Coverage

15

Board of Directors

100%

Shariah Compliant

Join KMJ today

and be part of a cooperative that values your growth and wellbeing.

Building trust and excellence in Shariah-compliant financial services since 1977

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